Canadian Income Tax Calculator

Estimate your 2025 federal and provincial taxes in under a minute. Just enter your T4 details below.

Your Tax Details

Tax Year

Province / Territory

Total Employment Income (T4 Box 14)

RRSP Deduction (optional)

Income Tax Already Deducted (T4 Box 22)

Your Estimated Tax Breakdown

Estimated Refund / Balance Owing

Taxable Income

Federal Tax

Provincial Tax

CPP Contributions

EI Premiums

Total Estimated Tax

Important Disclaimer: This calculator provides a rough estimate only and is not a substitute for professional tax advice. Actual amounts may vary based on your complete tax situation, additional income sources, credits, and deductions not captured here. CPP and EI are auto-calculated assuming a single employer for the full year — if you switched jobs, your actual contributions may differ.

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How This Calculator Works

Federal Tax Brackets

Your income is taxed at different rates as it moves through the federal brackets — from 15% on the first $57,375 up to 33% on income over $264,723 (2025 rates).

Provincial Tax Rates

Each province applies its own set of brackets on top of federal tax. Alberta, for example, uses a flat 10% on the first $148,269 while Ontario starts at 5.05%.

CPP & EI (Auto-Calculated)

We automatically estimate your Canada Pension Plan contributions and Employment Insurance premiums based on your income and the current annual maximums.